Q3 2007 Earnings Call Transcripts

ZIONZions Bancorporation, National AssociationOct 18, 2007

Q3 2007

Operator: Good day ladies and gentlemen and welcome to the ThirdQuarter 2007 Zions Bancorp Earnings Call. My name is Audria, and I will be yourcoordinator for today. At this time all participants are in a listen-only mode.We will conduct a ...

COFCapital One Financial CorporationOct 18, 2007

Q3 2007

Operator: Welcome to the Capital One ThirdQuarter 2007 Earnings Call. All lines have been placed on mute to prevent anybackground noise. After the speakers' remarks, there will be aquestion-and-answer period. (Operator Instructions). I woul...

HBANMHuntington Bancshares IncorporatedOct 18, 2007

Q3 2007

Operator: Good afternoon everyone. My name is Kenya and Iwill be your operator later today. At this time, I would like to welcomeeveryone to the Huntingtonthird quarter earnings quarter call. (Operator instructions) After thespeaker’s remar...

PKGPackaging Corporation of AmericaOct 18, 2007

Q3 2007

Operator: Thank you for joining Packaging Corporation of America's Third Quarter 2007 Earnings Conference Call. Your host today will be Paul Stecko, Chairman and CEO. Upon conclusion of the narrative, there will be a Q&A session. Paul T. St...

BACBank of America CorporationOct 18, 2007

Q3 2007

Operator: [Call Starts Abruptly] …that this presentation doescontain some forward-looking statements regarding both our financial conditionand financial results. And these statements involve certain risks that maycause actual results in the...

PNCThe PNC Financial Services Group, Inc.Oct 18, 2007

Q3 2007

Operator: Good morning. My name is Don, and I will be your conference facilitator today. At this time, I would like to welcome everyone to the PNC Financial Services Group Third Quarter 2007 Earnings Conference Call. All lines have been pla...

EWBCEast West Bancorp, Inc.Oct 18, 2007

Q3 2007

Operator: Good day ladies and gentlemen and welcome to the Q3 2007 East West Bancorp Earnings Conference Call. My name is Angelic and I will be your coordinator for today. At this time, all participants are in a listen-only mode. We will fa...

BAXBaxter International Inc.Oct 18, 2007

Q3 2007

Operator: Good morning, ladies and gentlemen and welcome to BaxterInternational's Third Quarter Earnings Conference Call. Your lines will be in alisten-only mode until the question-and-answer segment of today's call.(Operator Instructions)....

NENoble Corporation PlcOct 18, 2007

Q3 2007

Operator: Ladies and gentleman thank you for standing by and welcometo the Noble Corporation third quarter earnings conference call. During thepresentation all participants will be in the listen only mode. Afterwards wewill commence a quest...

GILDGilead Sciences, Inc.Oct 18, 2007

Q3 2007

Operator: Ladies and gentlemen, thank youfor standing by, and welcome to the Gilead Sciences Third Quarter 2007 EarningsCall. At this time, all participants are in a listen-only mode. Later we willconduct a question-and-answer session. As a...

UFPIUFP Industries, Inc.Oct 18, 2007

Q3 2007

Operator: Good day ladies and gentlemen, and welcome to the ThirdQuarter 2007 Universal Forest Products Incorporated earnings conference call. My name is Dan, and I will be your operatorfor today. I would now like to turn the call over to M...

CSXCSX CorporationOct 17, 2007

Q3 2007

Operator: Good morning, ladies and gentlemen and welcome to the CSXCorporation third quarter 2007 earnings call. As a reminder, today’s call isbeing recorded. (Operator Instructions) For opening remarks and introductions,I would like to tur...

AALAmerican Airlines Group Inc.Oct 17, 2007

Q3 2007

Analysts : Frank Boroch - Bear Stearns Gary Chase - Lehman Brothers Robert Barry - Goldman Sachs Michael Linenberg - Merrill Lynch Jamie Baker – JP Morgan Dan McKenzie - CSFB Bob McAdoo - Avondale Partners Ray Neidl - Calyon Securiti...

ABTAbbott LaboratoriesOct 17, 2007

Q3 2007

Operator: Good morning, and thank you for standing by. Welcome toAbbott's Third Quarter 2007 Earnings Conference Call. All participants will beable to listen only, until the question-and-answer portion of this call.(Operator Instructions). ...

ASMLASML Holding N.V.Oct 17, 2007

Q3 2007

Operator: Good afternoon ladies and gentlemen, and welcome to the ASML2007 Third Quarter Results Conference Call on October 17, 2007. Throughouttoday's introduction, all participants will be in a listen-only mode. AfterASML's introduction, ...

BFHBread Financial Holdings, Inc.Oct 17, 2007

Q3 2007

Operator: Good afternoon. Welcome to the Alliance Data third quarter 2007 earnings conference call. (Operator Instructions) It is now my pleasure to introduce your host, Ms. Julie Prozeller of Financial Dynamics. Julie Prozeller: Thank you,...

BLKBlackRock, Inc.Oct 17, 2007

Q3 2007

Operator: Good morning. My name is Luanne, and I will be your conference facilitator today. At this time, I would like to welcome everyone to the BlackRock Incorporated Third Quarter 2007 Earnings Teleconference. Our hosts for today's call ...

BMYBristol-Myers Squibb CompanyOct 17, 2007

Q3 2007

Operator: Good day ladies and gentleman and welcome to the Third Quarter 2007, Amylin Pharmaceuticals' Earnings Call. My name is Maria and I will be your audio coordinator for today. At this time all participants are in listen-only mode, an...

EBAYeBay Inc.Oct 17, 2007

Q3 2007

Operator: Welcome to eBay's third quarter 2007 earnings resultsconference call. Today's call is being recorded. With us today from the companyis the President and Chief Executive Officer Meg Whitman; Chief FinancialOfficer Bob Swan; and the...

EXPOExponent, Inc.Oct 17, 2007

Q3 2007

Operator: Goodafternoon ladies and gentleman thank you so much for standing by and welcome tothe Exponent Inc. Q3 2007 conference call. (Operator Instructions) I wouldlike to turn the conference over to Ms. Brinlea Johnson of the Blueshirt ...

FCNCAFirst Citizens BancShares, Inc.Oct 17, 2007

Q3 2007

Operator: Good day, ladies and gentlemen and welcome to the Third Quarter 2007 CIT Earnings Conference Call. My name is Turlisha and I will be the operator for today. At this time, all participants are in listen-only mode. We will be facili...

FULTFulton Financial CorporationOct 17, 2007

Q3 2007

Operator: Good day and welcome to today'sFulton Financial Third Quarter 2007 Earnings Conference Call and webcast. Thiscall is being recorded. At this time I would like to turn the call over to Ms.Laura Wakeley, please go ahead. Laura Wakel...

FULTPFulton Financial CorporationOct 17, 2007

Q3 2007

Operator: Good day and welcome to today'sFulton Financial Third Quarter 2007 Earnings Conference Call and webcast. Thiscall is being recorded. At this time I would like to turn the call over to Ms.Laura Wakeley, please go ahead. Laura Wakel...

ITWIllinois Tool Works Inc.Oct 17, 2007

Q3 2007

Operator: Welcome to the ITW third quarter 2007 earnings releaseconference call. (Operator Instructions) I would now like to turn the meetingover to Mr. John Brooklier. Sir, you may begin. John Brooklier: Thank you, Michelle. Good afternoon...

JPMJPMorgan Chase & Co.Oct 17, 2007

Q3 2007

Analysts : John McDonald - Banc of AmericaSecurities Michael Mayo - Deutsche Bank David Hilder - Bear Stearns Glenn Schorr – UBS Guy Moszkowski - Merrill Lynch Ron Mandel - GIC Nancy Bush - NAB Research Jeff Hart - Sandler O’Neill Operator...

KEYKeyCorpOct 17, 2007

Q3 2007

Operator: Welcome to the KeyCorp third quarter 2007 earnings resultsconference call. This call is being recorded. At this time, I would like toturn the conference over to your host, Chairman and Chief Executive Officer HenryMeyer. Mr. Meyer...

KOThe Coca-Cola CompanyOct 17, 2007

Q3 2007

Operator: I would like to welcome everyone to the Coca-Cola Company'sthird quarter 2007 earnings results conference call. (Operator Instructions) Iwould like to now introduce Ann Taylor, Vice President and Director of InvestorRelations. Ann...

MANManpowerGroup Inc.Oct 17, 2007

Q3 2007

Operator: Good morning and welcome to Manpower’s 2007 Third Quarter Earnings Conference Call. At this time, all participants are in a listen-only mode. [Operator Instructions]. Today’s conference is being recorded, if you have any objection...

MOAltria Group, Inc.Oct 17, 2007

Q3 2007

Operator: Good day. Welcome to AltriaGroup's Third Quarter 2007 Earnings Conference Call. Today's call is scheduledto last about one hour, including remarks by Altria management and thequestion-and-answer session. (Operators Instructions). ...

NTRSNorthern Trust CorporationOct 17, 2007

Q3 2007

Operator: Good day everyone, and welcome to the Northern TrustCorporation's Third Quarter 2007 Earnings Conference Call. Today's call isbeing recorded. At this time, I would like to turn the call over to theDirector of Investor Relations, B...

PIPRPiper Sandler CompaniesOct 17, 2007

Q3 2007

Operator: Good morning ladies and gentlemen, and welcome to the PiperJaffray Companies' Conference Call to discuss the financial results for Q3 of 2007. During the question-and-answer session, Securities industryprofessionals may ask questi...

RLIRLI Corp.Oct 17, 2007

Q3 2007

Operator: Good morning and welcome ladiesand gentlemen to the RLI Corp third quarter earnings teleconference call. At this time we would like to inform you thatthis conference is being recorded and that all participants are in listen onlymo...

STBAS&T Bancorp, Inc.Oct 17, 2007

Q3 2007

Operator: Greetings, ladies andgentlemen, and welcome to the S&T Bancorp Inc. Third Quarter earnings conferencecall. It is now my pleasureto introduce your host, Mr. Robert Rout, Executive Vice President and CFO. Thank you. Mr. Rout, you ma...

SYKStryker CorporationOct 17, 2007

Q3 2007

Operator: Good day ladies and gentlemen, and welcome to the ThirdQuarter 2007 Stryker Earnings Call. My name is Katrina, and I will be yourcoordinator for today. At this time, all participants are in listen-only mode.We will conduct a quest...

TCBITexas Capital Bancshares, Inc.Oct 17, 2007

Q3 2007

Operator: Good day, ladies and gentlemen.Thank you very much for your patience and welcome to the Third Quarter 2007Texas Capital Bancshares Incorporated Earnings Call. My name is Bill and I'llbe your conference coordinator for today. At th...

Q3 2007

Operator: Good day, everyone, and welcome to Gannet’s third quarter2007 earnings conference call. This call is being recorded. Due to the largenumber of callers, we will limit you to one question or comment. We greatlyappreciate your cooper...

USNAUSANA Health Sciences, Inc.Oct 17, 2007

Q3 2007

Operator: Welcome to the USANA Health Sciences thirdquarter earnings conference call. I wouldnow like to turn the conference over to Riley Timmer. Please go ahead, sir. Riley Timmer: Thank you, Mary. Good morning everyone. We appreciate you...

ADTNADTRAN Holdings Inc.Oct 16, 2007

Q3 2007

Operator: Good morning. My name is Crystal. At this time, I would like to welcome everyoneto the third quarter 2007 earning release conference call. During the course of the conference call,ADTRAN representatives expect to make forward-look...

ELSEquity LifeStyle Properties, Inc.Oct 16, 2007

Q3 2007

Operator: Good day, ladies and gentleman and thankyou all for joining us to discuss Equity Lifestyle Properties' Third QuarterEarnings Results. Our featured speakers today are Tom Heneghan, our Presidentand CEO; Michael Berman, our CFO; and...

STTState Street CorporationOct 16, 2007

Q3 2007

Operator: Good morning and welcome to theState Street Corporation's Third Quarter Conference Call and webcast. Today'sdiscussion is being broadcast live on State Street's website atwww.statestreet.com/stockholder. This call is being recorde...

BMIBadger Meter, Inc.Oct 16, 2007

Q3 2007

Operator: Good morning, everyone, and welcome to the Badger Meter Incorporated Third Quarter Conference Call. Today's call is being recorded and will be available on Badger Meter's website for rebroadcast. Joining us today are Rich Meeusen,...

PIIPolaris Inc.Oct 16, 2007

Q3 2007

Operator: Good morning. My name is Tanai and I will be your conferenceoperator today. At this time I would like to welcome everyone to the Polaris2007 Q3 Earnings Release Conference Call. All lines have been placed on mute toprevent any bac...

DALDelta Air Lines, Inc.Oct 16, 2007

Q3 2007

Operator: Welcome to the Delta Air Lines third quarter 2007 financialresults conference call. (Operator Instructions) I would now like to turn the call over toMiss Jill Greer, Director of Investor Relations for Delta Air Lines. Pleaseprocee...

IBMInternational Business Machines CorporationOct 16, 2007

Q3 2007

Analysts : Richard Gardner - Citigroup Ben Reitzes - UBS Laura Conigliaro - Goldman Sachs Bill Shope - JP Morgan Chris Whitmore - Deutsche Bank Lou Miscioscia - Cowen Andrew Neff - Bear Stearns Katy Huberty - Morgan Stanley David Gr...

USBU.S. BancorpOct 16, 2007

Q3 2007

Operator: Good morning and welcome to theU.S. Bancorp's Third Quarter 2007 Earnings Conference Call. Following a reviewof the results by Richard Davis, President and Chief Executive Officer, andAndy Cecere, U.S. Bancorp's Vice Chairman and ...

AOSA. O. Smith CorporationOct 16, 2007

Q3 2007

Operator: Good morning, ladies andgentlemen. Thank you for standing by. Welcome to the third quarter 2007 earningsconference call. (Operator Instructions) I would now like to turn theconference over to our host, Mr. Craig Watson, Vice-Presi...

DPZDomino's Pizza, Inc.Oct 16, 2007

Q3 2007

Operator: At this time I would like to welcome everyone to the 2007third quarter earnings conference call. (Operator Instructions) I would now like to turn the call over to Ms.Lynn Liddle, Executive VP of Communications and Investor Relatio...

JNJJohnson & JohnsonOct 16, 2007

Q3 2007

Analysts : Larry Biegelsen – Wachovia Rob Hopkins – Lehman Brothers Catherine Arnold- Credit Suisse Celine Brown – AllianceBernstein Glenn Novarro - Banc of America Louise Mehrotra: Good morning and welcome. I am Louise Mehrotra, VicePresi...

INTCIntel Corp.Oct 16, 2007

Q3 2007

Operator: Welcome to the Intel third quarter earnings conference call.(Operator Instructions) I will now handthe call over to Mr. Kevin Sellers, Intel’s Director of Investor Relations.Please proceed, sir. Kevin Sellers: Thank you and welcom...

MATMattel, Inc.Oct 15, 2007

Q3 2007

Operator: Welcome to the Mattel, Inc. third quarter 2007 earningsresults conference call. Today's call is being recorded. At this time foropening remarks and introductions, I would like to turn the call over to Mr.Mike Salop, Treasurer and ...