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UB (UB) Earnings Call Transcripts

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Apple Inc. logoUBOct 26, 2026

Q4 2026

Operator: Good afternoon and welcome to today's earnings call. At this time, all participants are in a listen-only mode. After the speakers' presentation, there will be a question-and-answer session. Please be advised that today's conferenc...

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Microsoft Corporation logoUBOct 25, 2026

Q4 2026

Operator: Good afternoon and welcome to today's earnings call. At this time, all participants are in a listen-only mode. After the speakers' presentation, there will be a question-and-answer session. Please be advised that today's conferenc...

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Alphabet Inc. logoUBOct 24, 2026

Q4 2026

Operator: Good afternoon and welcome to today's earnings call. At this time, all participants are in a listen-only mode. After the speakers' presentation, there will be a question-and-answer session. Please be advised that today's conferenc...

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Amazon.com, Inc. logoUBOct 23, 2026

Q4 2026

Operator: Good afternoon and welcome to today's earnings call. At this time, all participants are in a listen-only mode. After the speakers' presentation, there will be a question-and-answer session. Please be advised that today's conferenc...

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NVIDIA Corporation logoUBOct 22, 2026

Q4 2026

Operator: Good afternoon and welcome to today's earnings call. At this time, all participants are in a listen-only mode. After the speakers' presentation, there will be a question-and-answer session. Please be advised that today's conferenc...

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Tesla, Inc. logoUBOct 21, 2026

Q4 2026

Operator: Good afternoon and welcome to today's earnings call. At this time, all participants are in a listen-only mode. After the speakers' presentation, there will be a question-and-answer session. Please be advised that today's conferenc...

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Meta Platforms, Inc. logoUBOct 20, 2026

Q4 2026

Operator: Good afternoon and welcome to today's earnings call. At this time, all participants are in a listen-only mode. After the speakers' presentation, there will be a question-and-answer session. Please be advised that today's conferenc...

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Netflix, Inc. logoUBOct 19, 2026

Q4 2026

Operator: Good afternoon and welcome to today's earnings call. At this time, all participants are in a listen-only mode. After the speakers' presentation, there will be a question-and-answer session. Please be advised that today's conferenc...

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JPMorgan Chase & Co. logoUBOct 18, 2026

Q4 2026

Operator: Good afternoon and welcome to today's earnings call. At this time, all participants are in a listen-only mode. After the speakers' presentation, there will be a question-and-answer session. Please be advised that today's conferenc...

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Bank of America Corporation logoUBOct 17, 2026

Q4 2026

Operator: Good afternoon and welcome to today's earnings call. At this time, all participants are in a listen-only mode. After the speakers' presentation, there will be a question-and-answer session. Please be advised that today's conferenc...

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Visa Inc. logoUBOct 16, 2026

Q4 2026

Operator: Good afternoon and welcome to today's earnings call. At this time, all participants are in a listen-only mode. After the speakers' presentation, there will be a question-and-answer session. Please be advised that today's conferenc...

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Mastercard Incorporated logoUBOct 15, 2026

Q4 2026

Operator: Good afternoon and welcome to today's earnings call. At this time, all participants are in a listen-only mode. After the speakers' presentation, there will be a question-and-answer session. Please be advised that today's conferenc...

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The Home Depot, Inc. logoUBOct 14, 2026

Q4 2026

Operator: Good afternoon and welcome to today's earnings call. At this time, all participants are in a listen-only mode. After the speakers' presentation, there will be a question-and-answer session. Please be advised that today's conferenc...

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Walmart Inc. logoUBOct 13, 2026

Q4 2026

Operator: Good afternoon and welcome to today's earnings call. At this time, all participants are in a listen-only mode. After the speakers' presentation, there will be a question-and-answer session. Please be advised that today's conferenc...

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Costco Wholesale Corporation logoUBOct 12, 2026

Q4 2026

Operator: Good afternoon and welcome to today's earnings call. At this time, all participants are in a listen-only mode. After the speakers' presentation, there will be a question-and-answer session. Please be advised that today's conferenc...

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The Procter & Gamble Company logoUBOct 11, 2026

Q4 2026

Operator: Good afternoon and welcome to today's earnings call. At this time, all participants are in a listen-only mode. After the speakers' presentation, there will be a question-and-answer session. Please be advised that today's conferenc...

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The Coca-Cola Company logoUBOct 10, 2026

Q4 2026

Operator: Good afternoon and welcome to today's earnings call. At this time, all participants are in a listen-only mode. After the speakers' presentation, there will be a question-and-answer session. Please be advised that today's conferenc...

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PepsiCo, Inc. logoUBOct 9, 2026

Q4 2026

Operator: Good afternoon and welcome to today's earnings call. At this time, all participants are in a listen-only mode. After the speakers' presentation, there will be a question-and-answer session. Please be advised that today's conferenc...

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Exxon Mobil Corporation logoUBOct 8, 2026

Q4 2026

Operator: Good afternoon and welcome to today's earnings call. At this time, all participants are in a listen-only mode. After the speakers' presentation, there will be a question-and-answer session. Please be advised that today's conferenc...

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Chevron Corporation logoUBOct 7, 2026

Q4 2026

Operator: Good afternoon and welcome to today's earnings call. At this time, all participants are in a listen-only mode. After the speakers' presentation, there will be a question-and-answer session. Please be advised that today's conferenc...

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Pfizer Inc. logoUBOct 6, 2026

Q4 2026

Operator: Good afternoon and welcome to today's earnings call. At this time, all participants are in a listen-only mode. After the speakers' presentation, there will be a question-and-answer session. Please be advised that today's conferenc...

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Johnson & Johnson logoUBOct 5, 2026

Q4 2026

Operator: Good afternoon and welcome to today's earnings call. At this time, all participants are in a listen-only mode. After the speakers' presentation, there will be a question-and-answer session. Please be advised that today's conferenc...

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UnitedHealth Group Incorporated logoUBOct 4, 2026

Q4 2026

Operator: Good afternoon and welcome to today's earnings call. At this time, all participants are in a listen-only mode. After the speakers' presentation, there will be a question-and-answer session. Please be advised that today's conferenc...

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Salesforce, Inc. logoUBOct 3, 2026

Q4 2026

Operator: Good afternoon and welcome to today's earnings call. At this time, all participants are in a listen-only mode. After the speakers' presentation, there will be a question-and-answer session. Please be advised that today's conferenc...

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Advanced Micro Devices, Inc. logoUBOct 2, 2026

Q4 2026

Operator: Good afternoon and welcome to today's earnings call. At this time, all participants are in a listen-only mode. After the speakers' presentation, there will be a question-and-answer session. Please be advised that today's conferenc...

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Intel Corporation logoUBOct 1, 2026

Q4 2026

Operator: Good afternoon and welcome to today's earnings call. At this time, all participants are in a listen-only mode. After the speakers' presentation, there will be a question-and-answer session. Please be advised that today's conferenc...

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Oracle Corporation logoUBSep 30, 2026

Q3 2026

Operator: Good afternoon and welcome to today's earnings call. At this time, all participants are in a listen-only mode. After the speakers' presentation, there will be a question-and-answer session. Please be advised that today's conferenc...

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Adobe Inc. logoUBSep 29, 2026

Q3 2026

Operator: Good afternoon and welcome to today's earnings call. At this time, all participants are in a listen-only mode. After the speakers' presentation, there will be a question-and-answer session. Please be advised that today's conferenc...

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Cisco Systems, Inc. logoUBSep 28, 2026

Q3 2026

Operator: Good afternoon and welcome to today's earnings call. At this time, all participants are in a listen-only mode. After the speakers' presentation, there will be a question-and-answer session. Please be advised that today's conferenc...

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International Business Machines Corporation logoUBSep 27, 2026

Q3 2026

Operator: Good afternoon and welcome to today's earnings call. At this time, all participants are in a listen-only mode. After the speakers' presentation, there will be a question-and-answer session. Please be advised that today's conferenc...

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AT&T Inc. logoUBSep 26, 2026

Q3 2026

Operator: Good afternoon and welcome to today's earnings call. At this time, all participants are in a listen-only mode. After the speakers' presentation, there will be a question-and-answer session. Please be advised that today's conferenc...

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Verizon Communications Inc. logoUBSep 25, 2026

Q3 2026

Operator: Good afternoon and welcome to today's earnings call. At this time, all participants are in a listen-only mode. After the speakers' presentation, there will be a question-and-answer session. Please be advised that today's conferenc...

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The Walt Disney Company logoUBSep 24, 2026

Q3 2026

Operator: Good afternoon and welcome to today's earnings call. At this time, all participants are in a listen-only mode. After the speakers' presentation, there will be a question-and-answer session. Please be advised that today's conferenc...

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Apple Inc. logoUBSep 23, 2026

Q3 2026

Operator: Good afternoon and welcome to today's earnings call. At this time, all participants are in a listen-only mode. After the speakers' presentation, there will be a question-and-answer session. Please be advised that today's conferenc...

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Microsoft Corporation logoUBSep 22, 2026

Q3 2026

Operator: Good afternoon and welcome to today's earnings call. At this time, all participants are in a listen-only mode. After the speakers' presentation, there will be a question-and-answer session. Please be advised that today's conferenc...

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Alphabet Inc. logoUBSep 21, 2026

Q3 2026

Operator: Good afternoon and welcome to today's earnings call. At this time, all participants are in a listen-only mode. After the speakers' presentation, there will be a question-and-answer session. Please be advised that today's conferenc...

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Amazon.com, Inc. logoUBSep 20, 2026

Q3 2026

Operator: Good afternoon and welcome to today's earnings call. At this time, all participants are in a listen-only mode. After the speakers' presentation, there will be a question-and-answer session. Please be advised that today's conferenc...

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NVIDIA Corporation logoUBSep 19, 2026

Q3 2026

Operator: Good afternoon and welcome to today's earnings call. At this time, all participants are in a listen-only mode. After the speakers' presentation, there will be a question-and-answer session. Please be advised that today's conferenc...

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Tesla, Inc. logoUBSep 18, 2026

Q3 2026

Operator: Good afternoon and welcome to today's earnings call. At this time, all participants are in a listen-only mode. After the speakers' presentation, there will be a question-and-answer session. Please be advised that today's conferenc...

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Meta Platforms, Inc. logoUBSep 17, 2026

Q3 2026

Operator: Good afternoon and welcome to today's earnings call. At this time, all participants are in a listen-only mode. After the speakers' presentation, there will be a question-and-answer session. Please be advised that today's conferenc...

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Netflix, Inc. logoUBSep 16, 2026

Q3 2026

Operator: Good afternoon and welcome to today's earnings call. At this time, all participants are in a listen-only mode. After the speakers' presentation, there will be a question-and-answer session. Please be advised that today's conferenc...

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JPMorgan Chase & Co. logoUBSep 15, 2026

Q3 2026

Operator: Good afternoon and welcome to today's earnings call. At this time, all participants are in a listen-only mode. After the speakers' presentation, there will be a question-and-answer session. Please be advised that today's conferenc...

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Bank of America Corporation logoUBSep 14, 2026

Q3 2026

Operator: Good afternoon and welcome to today's earnings call. At this time, all participants are in a listen-only mode. After the speakers' presentation, there will be a question-and-answer session. Please be advised that today's conferenc...

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Visa Inc. logoUBSep 13, 2026

Q3 2026

Operator: Good afternoon and welcome to today's earnings call. At this time, all participants are in a listen-only mode. After the speakers' presentation, there will be a question-and-answer session. Please be advised that today's conferenc...

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Mastercard Incorporated logoUBSep 12, 2026

Q3 2026

Operator: Good afternoon and welcome to today's earnings call. At this time, all participants are in a listen-only mode. After the speakers' presentation, there will be a question-and-answer session. Please be advised that today's conferenc...

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The Home Depot, Inc. logoUBSep 11, 2026

Q3 2026

Operator: Good afternoon and welcome to today's earnings call. At this time, all participants are in a listen-only mode. After the speakers' presentation, there will be a question-and-answer session. Please be advised that today's conferenc...

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Walmart Inc. logoUBSep 10, 2026

Q3 2026

Operator: Good afternoon and welcome to today's earnings call. At this time, all participants are in a listen-only mode. After the speakers' presentation, there will be a question-and-answer session. Please be advised that today's conferenc...

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Costco Wholesale Corporation logoUBSep 9, 2026

Q3 2026

Operator: Good afternoon and welcome to today's earnings call. At this time, all participants are in a listen-only mode. After the speakers' presentation, there will be a question-and-answer session. Please be advised that today's conferenc...

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The Procter & Gamble Company logoUBSep 8, 2026

Q3 2026

Operator: Good afternoon and welcome to today's earnings call. At this time, all participants are in a listen-only mode. After the speakers' presentation, there will be a question-and-answer session. Please be advised that today's conferenc...

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The Coca-Cola Company logoUBSep 7, 2026

Q3 2026

Operator: Good afternoon and welcome to today's earnings call. At this time, all participants are in a listen-only mode. After the speakers' presentation, there will be a question-and-answer session. Please be advised that today's conferenc...

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