Welcome to the TransUnion Earnings conference call. [Operator Instructions] As a reminder, this conference call is being recorded. I would now like to turn the conference over to your host from TransUnion, Lindsey Whitehead.

Good morning, and welcome to TransUnion's First Quarter 2015 Financial Results Conference Call. I am Lindsey Whitehead, Director of Investor Relations. With me this morning is Jim Peck, our President and Chief Executive Officer; and Al Hamood, our Chief Financial Officer. Shortly after this call, an audio recording of this event will be made available on our website at www.transunion.com. We will not be taking questions on this call, which conforms to our typical practice. During this call, we will be making certain forward-looking statements, which, by their nature, involve a number of risks, uncertainties and other factors that could cause actual results to differ materially from our expectations as described in our annual report on Form 10-K for the year ended December 31, 2014, and our quarterly report on Form 10-Q for the quarter ended March 31, 2015. The forward-looking statements and the earnings release that we issued earlier this morning or comments made on this call are made only as of today, May 7, 2015, and we have no obligation to publicly update any of these forward-looking statements. Our earnings release contains reconciliations of the non-GAAP financial measures, adjusted EBITDA, adjusted operating income, adjusted net income and adjusted provision for income taxes to their most directly comparable GAAP measures. You can find a copy of our earnings release on our website at www.transunion.com. The earnings release is also available as an Exhibit to our current report on Form 8-K furnished today with the Securities and Exchange Commission. Now that the formalities are out of the way, I will hand it off to Jim.

Thank you, Lindsey. Good morning, and thank you for joining us. As with past quarters, I will provide you with an update on the performance of our business, along with some of the key trends impacting these results. Then I will turn it over to Al, who will go through the detailed financials. In the first quarter, we delivered 16% revenue growth and 20% adjusted EBITDA growth. These results were primarily driven by attractive organic constant-currency growth across all segments, along with the revenue from our recent acquisitions of L2C and Drivers History in USIS and CIBIL in International. We continue to see early returns on the previous investments made in both strategic growth and productivity initiatives, along with the market momentum in our core business. All of this led to adjusted EBITDA margin expansion of nearly 100 basis points. At the individual segment level, USIS is off to a strong start this year, with the first quarter revenue up 14% year-over-year, driven by broad-based growth across all platforms and key verticals. Our core financial services business saw higher credit report volumes this quarter, largely due to strong mortgage-related activity. Additionally, we saw strong new wins and continued execution of our growth initiatives driving top line growth. One example of this is Credit Vision. We're seeing increased demand for Credit Vision Solutions, which enhance lending decisions by leveraging an expanded view of credit data on each consumer that includes up to 30 months of historical information. This expanded view of data can reveal trends and behaviors, such as consumers making on time payments or paying more than the minimum amount due, and which direction these behaviors may be trending. The result of all this is that more consumers will be gain access to credit and potentially at lower interest rates,…

Thank you, Jim, and good morning. I'm going to discuss consolidated and business segment results for the first quarter of 2015. Then I will cover some additional financial information and balance sheet metrics. First quarter revenue was $353 million, an increase of 16% on an as-reported basis and 18% on a constant-currency basis compared with the first quarter of 2014. Acquisitions accounted for approximately 5% increase in revenue. First quarter net loss attributable to the company was $7 million, an improvement of $8 million compared with the first quarter of 2014. Adjusted net income was $29 million, an increase of 60% compared with the first quarter of 2014. Adjusted EBITDA was $114 million, an increase of 20% compared with the first quarter of 2014. Adjusted EBITDA margin was 32.3%, an increase of 90 basis points compared with the first quarter of 2014. During the first quarter, we saw margin expansion due to increasing revenue, along with operational efficiencies enabled by prior investments. At the segment level, total USIS revenue was $222 million, up 14% compared with the first quarter of 2014, driven by organic revenue growth across all platforms and revenue from our recent acquisitions of DHI and L2C. The growth was supported by favorable macro trends, including the low interest rates and, in part, due to a more challenging business environment in the first quarter 2014. Online Data Services revenue was $150 million, an increase of 14%, driven by an increase in credit report volumes, primarily due to strong mortgage-related activity. Marketing Services revenue was $33 million, an increase of 7% due to an increase in demand for custom data sets and archived information and revenue from recent customer acquisitions. Decision Services revenue was $39 million, an increase of 22%, due primarily to organic revenue growth in healthcare, financial…

Thanks, Al. As mentioned previously, we'll post the audio replay of this call on our website at www.transunion.com later today. Thank you for your continued interest in TransUnion. I will now turn it back to the operator to conclude the call.

Ladies and gentlemen, this concludes our conference call for today. Thank you for your participation. You may now disconnect.