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SMFL (SMFL) Earnings Call Transcripts

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Apple Inc. logoSMFLOct 26, 2026

Q4 2026

Operator: Good afternoon and welcome to today's earnings call. At this time, all participants are in a listen-only mode. After the speakers' presentation, there will be a question-and-answer session. Please be advised that today's conferenc...

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Microsoft Corporation logoSMFLOct 25, 2026

Q4 2026

Operator: Good afternoon and welcome to today's earnings call. At this time, all participants are in a listen-only mode. After the speakers' presentation, there will be a question-and-answer session. Please be advised that today's conferenc...

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Alphabet Inc. logoSMFLOct 24, 2026

Q4 2026

Operator: Good afternoon and welcome to today's earnings call. At this time, all participants are in a listen-only mode. After the speakers' presentation, there will be a question-and-answer session. Please be advised that today's conferenc...

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Amazon.com, Inc. logoSMFLOct 23, 2026

Q4 2026

Operator: Good afternoon and welcome to today's earnings call. At this time, all participants are in a listen-only mode. After the speakers' presentation, there will be a question-and-answer session. Please be advised that today's conferenc...

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NVIDIA Corporation logoSMFLOct 22, 2026

Q4 2026

Operator: Good afternoon and welcome to today's earnings call. At this time, all participants are in a listen-only mode. After the speakers' presentation, there will be a question-and-answer session. Please be advised that today's conferenc...

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Tesla, Inc. logoSMFLOct 21, 2026

Q4 2026

Operator: Good afternoon and welcome to today's earnings call. At this time, all participants are in a listen-only mode. After the speakers' presentation, there will be a question-and-answer session. Please be advised that today's conferenc...

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Meta Platforms, Inc. logoSMFLOct 20, 2026

Q4 2026

Operator: Good afternoon and welcome to today's earnings call. At this time, all participants are in a listen-only mode. After the speakers' presentation, there will be a question-and-answer session. Please be advised that today's conferenc...

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Netflix, Inc. logoSMFLOct 19, 2026

Q4 2026

Operator: Good afternoon and welcome to today's earnings call. At this time, all participants are in a listen-only mode. After the speakers' presentation, there will be a question-and-answer session. Please be advised that today's conferenc...

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JPMorgan Chase & Co. logoSMFLOct 18, 2026

Q4 2026

Operator: Good afternoon and welcome to today's earnings call. At this time, all participants are in a listen-only mode. After the speakers' presentation, there will be a question-and-answer session. Please be advised that today's conferenc...

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Bank of America Corporation logoSMFLOct 17, 2026

Q4 2026

Operator: Good afternoon and welcome to today's earnings call. At this time, all participants are in a listen-only mode. After the speakers' presentation, there will be a question-and-answer session. Please be advised that today's conferenc...

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Visa Inc. logoSMFLOct 16, 2026

Q4 2026

Operator: Good afternoon and welcome to today's earnings call. At this time, all participants are in a listen-only mode. After the speakers' presentation, there will be a question-and-answer session. Please be advised that today's conferenc...

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Mastercard Incorporated logoSMFLOct 15, 2026

Q4 2026

Operator: Good afternoon and welcome to today's earnings call. At this time, all participants are in a listen-only mode. After the speakers' presentation, there will be a question-and-answer session. Please be advised that today's conferenc...

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The Home Depot, Inc. logoSMFLOct 14, 2026

Q4 2026

Operator: Good afternoon and welcome to today's earnings call. At this time, all participants are in a listen-only mode. After the speakers' presentation, there will be a question-and-answer session. Please be advised that today's conferenc...

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Walmart Inc. logoSMFLOct 13, 2026

Q4 2026

Operator: Good afternoon and welcome to today's earnings call. At this time, all participants are in a listen-only mode. After the speakers' presentation, there will be a question-and-answer session. Please be advised that today's conferenc...

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Costco Wholesale Corporation logoSMFLOct 12, 2026

Q4 2026

Operator: Good afternoon and welcome to today's earnings call. At this time, all participants are in a listen-only mode. After the speakers' presentation, there will be a question-and-answer session. Please be advised that today's conferenc...

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The Procter & Gamble Company logoSMFLOct 11, 2026

Q4 2026

Operator: Good afternoon and welcome to today's earnings call. At this time, all participants are in a listen-only mode. After the speakers' presentation, there will be a question-and-answer session. Please be advised that today's conferenc...

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The Coca-Cola Company logoSMFLOct 10, 2026

Q4 2026

Operator: Good afternoon and welcome to today's earnings call. At this time, all participants are in a listen-only mode. After the speakers' presentation, there will be a question-and-answer session. Please be advised that today's conferenc...

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PepsiCo, Inc. logoSMFLOct 9, 2026

Q4 2026

Operator: Good afternoon and welcome to today's earnings call. At this time, all participants are in a listen-only mode. After the speakers' presentation, there will be a question-and-answer session. Please be advised that today's conferenc...

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Exxon Mobil Corporation logoSMFLOct 8, 2026

Q4 2026

Operator: Good afternoon and welcome to today's earnings call. At this time, all participants are in a listen-only mode. After the speakers' presentation, there will be a question-and-answer session. Please be advised that today's conferenc...

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Chevron Corporation logoSMFLOct 7, 2026

Q4 2026

Operator: Good afternoon and welcome to today's earnings call. At this time, all participants are in a listen-only mode. After the speakers' presentation, there will be a question-and-answer session. Please be advised that today's conferenc...

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Pfizer Inc. logoSMFLOct 6, 2026

Q4 2026

Operator: Good afternoon and welcome to today's earnings call. At this time, all participants are in a listen-only mode. After the speakers' presentation, there will be a question-and-answer session. Please be advised that today's conferenc...

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Johnson & Johnson logoSMFLOct 5, 2026

Q4 2026

Operator: Good afternoon and welcome to today's earnings call. At this time, all participants are in a listen-only mode. After the speakers' presentation, there will be a question-and-answer session. Please be advised that today's conferenc...

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UnitedHealth Group Incorporated logoSMFLOct 4, 2026

Q4 2026

Operator: Good afternoon and welcome to today's earnings call. At this time, all participants are in a listen-only mode. After the speakers' presentation, there will be a question-and-answer session. Please be advised that today's conferenc...

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Salesforce, Inc. logoSMFLOct 3, 2026

Q4 2026

Operator: Good afternoon and welcome to today's earnings call. At this time, all participants are in a listen-only mode. After the speakers' presentation, there will be a question-and-answer session. Please be advised that today's conferenc...

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Advanced Micro Devices, Inc. logoSMFLOct 2, 2026

Q4 2026

Operator: Good afternoon and welcome to today's earnings call. At this time, all participants are in a listen-only mode. After the speakers' presentation, there will be a question-and-answer session. Please be advised that today's conferenc...

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Intel Corporation logoSMFLOct 1, 2026

Q4 2026

Operator: Good afternoon and welcome to today's earnings call. At this time, all participants are in a listen-only mode. After the speakers' presentation, there will be a question-and-answer session. Please be advised that today's conferenc...

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Oracle Corporation logoSMFLSep 30, 2026

Q3 2026

Operator: Good afternoon and welcome to today's earnings call. At this time, all participants are in a listen-only mode. After the speakers' presentation, there will be a question-and-answer session. Please be advised that today's conferenc...

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Adobe Inc. logoSMFLSep 29, 2026

Q3 2026

Operator: Good afternoon and welcome to today's earnings call. At this time, all participants are in a listen-only mode. After the speakers' presentation, there will be a question-and-answer session. Please be advised that today's conferenc...

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Cisco Systems, Inc. logoSMFLSep 28, 2026

Q3 2026

Operator: Good afternoon and welcome to today's earnings call. At this time, all participants are in a listen-only mode. After the speakers' presentation, there will be a question-and-answer session. Please be advised that today's conferenc...

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AT&T Inc. logoSMFLSep 26, 2026

Q3 2026

Operator: Good afternoon and welcome to today's earnings call. At this time, all participants are in a listen-only mode. After the speakers' presentation, there will be a question-and-answer session. Please be advised that today's conferenc...

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Verizon Communications Inc. logoSMFLSep 25, 2026

Q3 2026

Operator: Good afternoon and welcome to today's earnings call. At this time, all participants are in a listen-only mode. After the speakers' presentation, there will be a question-and-answer session. Please be advised that today's conferenc...

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The Walt Disney Company logoSMFLSep 24, 2026

Q3 2026

Operator: Good afternoon and welcome to today's earnings call. At this time, all participants are in a listen-only mode. After the speakers' presentation, there will be a question-and-answer session. Please be advised that today's conferenc...

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Apple Inc. logoSMFLSep 23, 2026

Q3 2026

Operator: Good afternoon and welcome to today's earnings call. At this time, all participants are in a listen-only mode. After the speakers' presentation, there will be a question-and-answer session. Please be advised that today's conferenc...

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Microsoft Corporation logoSMFLSep 22, 2026

Q3 2026

Operator: Good afternoon and welcome to today's earnings call. At this time, all participants are in a listen-only mode. After the speakers' presentation, there will be a question-and-answer session. Please be advised that today's conferenc...

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Alphabet Inc. logoSMFLSep 21, 2026

Q3 2026

Operator: Good afternoon and welcome to today's earnings call. At this time, all participants are in a listen-only mode. After the speakers' presentation, there will be a question-and-answer session. Please be advised that today's conferenc...

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Amazon.com, Inc. logoSMFLSep 20, 2026

Q3 2026

Operator: Good afternoon and welcome to today's earnings call. At this time, all participants are in a listen-only mode. After the speakers' presentation, there will be a question-and-answer session. Please be advised that today's conferenc...

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NVIDIA Corporation logoSMFLSep 19, 2026

Q3 2026

Operator: Good afternoon and welcome to today's earnings call. At this time, all participants are in a listen-only mode. After the speakers' presentation, there will be a question-and-answer session. Please be advised that today's conferenc...

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Tesla, Inc. logoSMFLSep 18, 2026

Q3 2026

Operator: Good afternoon and welcome to today's earnings call. At this time, all participants are in a listen-only mode. After the speakers' presentation, there will be a question-and-answer session. Please be advised that today's conferenc...

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Meta Platforms, Inc. logoSMFLSep 17, 2026

Q3 2026

Operator: Good afternoon and welcome to today's earnings call. At this time, all participants are in a listen-only mode. After the speakers' presentation, there will be a question-and-answer session. Please be advised that today's conferenc...

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Netflix, Inc. logoSMFLSep 16, 2026

Q3 2026

Operator: Good afternoon and welcome to today's earnings call. At this time, all participants are in a listen-only mode. After the speakers' presentation, there will be a question-and-answer session. Please be advised that today's conferenc...

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JPMorgan Chase & Co. logoSMFLSep 15, 2026

Q3 2026

Operator: Good afternoon and welcome to today's earnings call. At this time, all participants are in a listen-only mode. After the speakers' presentation, there will be a question-and-answer session. Please be advised that today's conferenc...

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Bank of America Corporation logoSMFLSep 14, 2026

Q3 2026

Operator: Good afternoon and welcome to today's earnings call. At this time, all participants are in a listen-only mode. After the speakers' presentation, there will be a question-and-answer session. Please be advised that today's conferenc...

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Visa Inc. logoSMFLSep 13, 2026

Q3 2026

Operator: Good afternoon and welcome to today's earnings call. At this time, all participants are in a listen-only mode. After the speakers' presentation, there will be a question-and-answer session. Please be advised that today's conferenc...

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Mastercard Incorporated logoSMFLSep 12, 2026

Q3 2026

Operator: Good afternoon and welcome to today's earnings call. At this time, all participants are in a listen-only mode. After the speakers' presentation, there will be a question-and-answer session. Please be advised that today's conferenc...

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The Home Depot, Inc. logoSMFLSep 11, 2026

Q3 2026

Operator: Good afternoon and welcome to today's earnings call. At this time, all participants are in a listen-only mode. After the speakers' presentation, there will be a question-and-answer session. Please be advised that today's conferenc...

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Walmart Inc. logoSMFLSep 10, 2026

Q3 2026

Operator: Good afternoon and welcome to today's earnings call. At this time, all participants are in a listen-only mode. After the speakers' presentation, there will be a question-and-answer session. Please be advised that today's conferenc...

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Costco Wholesale Corporation logoSMFLSep 9, 2026

Q3 2026

Operator: Good afternoon and welcome to today's earnings call. At this time, all participants are in a listen-only mode. After the speakers' presentation, there will be a question-and-answer session. Please be advised that today's conferenc...

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The Procter & Gamble Company logoSMFLSep 8, 2026

Q3 2026

Operator: Good afternoon and welcome to today's earnings call. At this time, all participants are in a listen-only mode. After the speakers' presentation, there will be a question-and-answer session. Please be advised that today's conferenc...

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The Coca-Cola Company logoSMFLSep 7, 2026

Q3 2026

Operator: Good afternoon and welcome to today's earnings call. At this time, all participants are in a listen-only mode. After the speakers' presentation, there will be a question-and-answer session. Please be advised that today's conferenc...

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