Good day, everyone, and welcome to ORIX Corporation Third Quarter Financial Results Conference Call. At this time, I would like to turn the call over to your moderator, Mr. Chun Yang. Please go ahead, sir.

Good evening. This is Chun Yang of ORIX Corporate Planning Department, and I would like to welcome you to ORIX conference call to review our third quarter consolidated results for the 9-month period ended December 31, 2015. I'm joined here this evening by Mr. Kazuo Kojima, Deputy President and CFO; as well as Mr. Shintaro Agata, Head of the Treasury Headquarters; and Mr. Takao Kato, Head of the Accounting Headquarters. During this evening's call, I will go through the third quarter results, and then we will open up the line for Q&A with Mr. Kojima, with assistance of an interpreter. I presume that everyone has in front of them the presentation material that we posted on the IR section of the website this afternoon, Tokyo Time. The following live broadcast is copyrighted to ORIX. Statements made today may contain forward-looking information. While this information reflects management's current expectations or beliefs, you should not place undue reliance on such statements as our future results and business activities may be affected by a wide variety of factors that are out of our control. You should read the forward-looking disclaimer in our earnings presentation as it contains additional important disclosures on this topic. You should also consult our reports filed with the SEC for any additional information, including risk factors specific to our business. Also, please note that the net income used in this presentation is same as the net income attributable to ORIX Corporation shareholders, as referred to in the latest financial statements titled Consolidated Financial Results, April 1 to December 31, 2015. And without further ado, I would like to start the presentation from Slide 1. The net income for the third quarter was JPY 54.1 billion. On a year-to-date basis, the 9-month period ended December 2015 generated JPY 215.4 billion…

[Operator Instructions] Mr. Yang, there are no questions today. So at this time, I'd like to turn the conference back over to you for any additional or closing remarks.

Thank you. If there are no further questions, Mr. Kojima has some final comments to share with you.

This is Kojima. We have made some progress, as the third quarter results have demonstrated, that further progress was made to our midterm target of JPY 300 billion net income by year 2018 March. We're operating [ph] in the external environment can't finish [ph] to increase, and we are very aware of it. Nevertheless, under such environment, we will focus on areas we have competitive advantage in, maintain our financial and basic management discipline and proceed with caution toward our midterm target. Having said that, I appreciate your interest and continued support to ORIX now [ph] and also in the future. Thank you.

Thank you for participating in tonight's conference call. If you have any questions or comments, please do not hesitate to get in touch with us using the contact information found on the last page of this evening's presentation material. Also, a replay of this conference call will be available shortly on the ORIX IR website, if you joined partway through or would like to listen to certain sections again. On behalf of the management and the entire ORIX Group, thank you for your participation. I hope that we have a chance to meet, whether it is in your corner of the world or here in Tokyo. Thank you.

Thank you. That concludes today's conference. Thank you for your participation, and you may now disconnect.