(Foreign Language – Spanish) After which, we’ll have a Q&A with Manuel González Cid, who’s the group CFO. As always, any issues that can’t be covered during the webcast will be dealt with by the Investor Relations Team during the rest of today. So, Ángel, you have the floor. Ángel Cano Fernández: Good morning, everyone, and welcome to this presentation of the BBVA Group Third Quarter Results for 2012. I’d like to start by highlighting some of the progress made in Europe and in Spain over the last quarter. These are things that we can consider significant. Firstly and most importantly, the firm, unequivocal backing that the EU is giving to the euro. With the announcement of the quantitative easing here in the EU, there’s been an important step forward, with a sound backing given to the financial markets with an unlimited buying of bonds from European institutions through the new mechanism setup in order to reinvent the situation here. A message has been put out that everything that’s necessary will be done in order to show that the euro is irreversible. And this message later on was seconded by the main European leaders. The second thing that has happened has been the progress being made towards banking union with the backing of the European Central Bank and this union will be put in place during 2013. And then thirdly, the restructuring of the Spanish financial system, which is rolling out as established in the memorandum of understanding. Looking at the results of the recent stress tests in Spain, we’ve seen two things. First of all, that we know how much capital is needed in the system, and this is well below the €100 billion that Europe is willing to offer for a financial bailout. And secondly, it’s been possible…